What is a title search and why do you need iAbstract.com?
For the most part, a title search consists of looking through the county records to verify the owner of a property, as well as the details of his or her ownership. A title abstractor, or title searcher, visits the county courthouse to research the history of the property. They search through the rusty books back X number of years until a clear chain of title can be identified. Once the title search is complete, they give the thumbs up (and supporting information) to the lender and/or title insurance agency, and the transaction continues.
Fortunately, some counties have made their recorded documents available online. In those counties, you might not need to visit the courthouse to complete a full and accurate abstract of title. (aka: Title Search)
But how do you know where to look?
It would be nice if every County standardized their online records, but this is the government we’re talking about. Not only does each County decide what website URL to use for their records, but it also seems like each County uses a different technology to search and display their records.
And yes…This is why you need iAbstract. We are constantly researching every county to see what search technology they’re using. We also test the sites ourselves so we can provide some insight on how to use each County website.
Oh, and even if the County doesn’t have their public records online, it’s likely that our County directory at least has a phone number or informational website where you can get additional information.
If there’s a County phone number or website that you need, but can’t find on our site, please use the contact page to ask. We’re very friendly, and should be able to get you the information quickly.
I hope iAbstract.com will be a useful resource for everyone in the title insurance and real estate industries, as well as everyone that’s just looking for some information on a property.
